at some point soon we finish up with aging fogeys. And with that comes an entire array of issues we need to deal with. We’ll doubtless need to provide some type of help on a constant basis, whether we live close or not. It could be finding them a housekeeper, or ensuring they get to doctor appointments punctually.
Often it gets to the point that much more than temporary and occasional help is necessary. If your parent has a terminal or progressive condition that remits round the clock care, what options are available? To everyone involved? What if you’re an only child, or the sole kid in the family who can provide this kind of help?
Blood could be thicker than water, but not all children are willing or able to step up and provide this level of care. If you’re married with your own family, this also needs to be considered. Your entire family should be on board with this concept. Even with one dissenter, there’ll be major Problems. Yes, it is true : not everybody always wants grandma to move in. Your children may not want to give up their family room to make it into a bedroom.
Will the family all have responsibilities? Nobody can be there all day long. Not everyone wants to re-adjust their life permanently if it suggests a major sacrifice.
Besides the major issue of having someone move in, what are some of the other concerns to be aware of and discussed? Is she bedridden? Does she have convulsions, need special medicine, special food, or help getting to the bathroom? What if she’s’s incontinent? Who changes her and the sheets?
Everybody needs to be on the same page here. Even though it’s your parent, you can’t presumably be predicted to be there twenty-four hours a day. You want help. Will your other half help you? Usually, better halves have enough to do. They do not want the additional burden of caring for some other person. When anyone reaches the point that they are unable to live by themselves, this is a giant amount of work when they move in. Cooking, cleaning, medicines, showering, and even the extra cost can be more than some families can deal with.
Be active. Long before your mum and dad reach old age, have truthful dialogue about what they think and how these expectations could be met. They’d just presume that their kids will take care of them when the time comes, regardless of what. It could be a shock and disappointment to learn that other alternatives may have to be discussed when the time comes.
For more information on how Long Term Care Insurance can help prepare us as we age. Also you can get a long term care insurance quote. We represent 20 of the top LTCi providers. This gives you tremendous options.