The image of the great British white van man is something that has probably done more to raise van insurance quotes than any crime spree. You instantly picture a boy racer in his baseball cap cutting people up at roundabouts and jumping lanes. It’s because of these images that the prices that have been quoted for even third party insurance lately has been a bit on the silly side.
With the demands placed on drivers by their employers to get things to their destination in the shortest time possible then it’s understandable. The fact of the matter is that most van drivers are professionals that can’t afford the points on their license. So why is the cost of insuring your van so prohibitive when you are a really good driver?
The actual number of accidents that involve private vehicles makes them a much riskier mode of transport. There are other reasons why insuring a commercial vehicle is a proverbial pain in the neck. The biggest problem insurers come across is that vans are a magnet for thieves because of their possibilities.
There are lots of companies with vans that are trying to reduce the cost of insuring their fleet. Something that is getting seen more often is a sign telling would be thieves that there is nothing of value stored inside. The benefit of the statement is obvious to any insurer and I’m sure the thief would be grateful for you not wasting their time too.
The sad thing with all of this is that many an honest man is struggling to make ends meet in today’s economy and could do without increasing costs. You are not given much respite if your van is not for commercial use as the costs are similar to insuring a sports car. Of course there are certain things that will lower the cost of your policy just as they would with a car.
Making sure you garage your vehicle if possible is the obvious move but you should also consider your mileage. If your car is your main transport then having cover for a reduced mileage on your van is a wise move. Be sure to ask when getting a quote for any other way to reduce your van insurance. There are some insurers that offer reductions where others offer only the basics.
You can compare van insurance fast and easy when you know where to look! Getting quotes from providers to conduct a van insurance comparison, will give you the ability to get the best coverage at the best price!